40M+ HSA holders leaving $2,500/yr unclaimed

Your HSA should be
working harder.

Store every eligible receipt. Let your HSA compound. Claim at the perfect moment.

Start free — 14 days →See how it works
hsaharvest.com/dashboard
Dashboard
Receipt Vault
Harvest Planner
Age Advisor
Connections
AJ
Alex Johnson
Optimizer plan
Good morning, Alex 👋
Grow now. Harvest when the time is right.
Vault Total
$12,450
↑ $340 this month
HSA Balance
$8,210
Invested · growing
Ready to Harvest
$3,820
Q1 2025 batch
Value at 65
$19,100
If held & invested
Recent receipts
Amazon — Blood Pressure Monitor
Nov 12, 2024
⏳ Review$49.99
CVS — Prescription Refill
Nov 8, 2024
✓ Eligible$47.25
City Dental — Crown
Oct 30, 2024
✓ Eligible$320.00
Warby Parker — Frames
Oct 22, 2024
✓ Vision$195.00
Next harvest window
Grow now. Harvest when the time is right.
$3,820
Q1 2025 · Dental + Vision + Rx
💊 CVS Prescription · $47.25 ✓ Eligible🦷 City Dental — Crown · $320.00 ✓ Eligible🛒 Amazon — Blood Pressure Monitor · $49.99 ✓ Eligible👁️ Warby Parker — Frames · $195.00 ✓ Eligible☀️ Sunscreen SPF 50 · $28.50 ✓ Eligible🏥 General Hospital Copay · $85.00 ✓ Eligible💊 CVS Prescription · $47.25 ✓ Eligible🦷 City Dental — Crown · $320.00 ✓ Eligible🛒 Amazon — Blood Pressure Monitor · $49.99 ✓ Eligible👁️ Warby Parker — Frames · $195.00 ✓ Eligible
Left unclaimed per year
$2,500
per HSA holder
Because the reimbursement process is too hard. HSAHarvest fixes that in one click.
Growth in 10 years
2.1×
if held and invested
A receipt held in an invested HSA at 7% annually doubles before you even claim it.
Skip reimbursements
50%
say the process is a hassle
We automate eligibility checking, receipt storage, and claim submission entirely.
How it works

Three steps.
One smart HSA.

From receipt to retirement, we handle the complexity so you keep the money.

01 / STORE
📥

Plant every receipt

Upload manually, connect Amazon, or forward email receipts. AI audits each item against IRS Publication 502 in seconds.

✓ Eligible verdict in <3 seconds
02 / GROW
📈

Let it compound

Every dollar not claimed stays invested. We show your vault's projected value at 1, 5, 10, and 30 years.

$150 today → $210 in 5 years
03 / HARVEST
⚡

Claim in one click

When the time is right — next quarter or at retirement — submit everything with one click. IRS-ready.

Pre-filled claim forms generated
Growth calculator

See what holding
is really worth.

Drag the sliders. Watch your receipts turn into a retirement asset.

Receipt amount: $150
Years held: 5 years
Claim now$150
Value after holding$210
Extra earned tax-free+$60
Growth multiplier1.4×
See my full projection →
Features

Built for the patient investor.

🤖

AI eligibility engine

Trained on IRS Publication 502. Every line item classified with a confidence score and IRS citation.

Powered by Claude AI
📦

Amazon auto-import

Connect once. We scan your order history and surface every eligible item — going back years.

Coming soon
📅

Harvest planner

Queue receipts into batches. Schedule claims. See exactly when to harvest for maximum value.

1-click submit
🎯

Age advisor

Strategy changes at 35, 50, and 65. Personalised advice for your exact life stage.

Personalised
🔒

Bank-grade security

Row-level encryption. Your receipts are only ever visible to you. Supabase-backed infrastructure.

Encrypted at rest
📊

Growth projections

See your vault's value at retirement. The numbers make the hold-vs-claim decision obvious.

30-year view

Stop leaving $2,500
on the table every year.

Your HSA is a tax-free investment account. Start using it like one.

Start free trial →
14 days free · No credit card required